Asset Protection & Risk Management

Building a business creates risk. The question is whether your structure contains it or ignores it.

Personal and business assets protected by design
Risk identified before it becomes a problem
Succession and exit planned well in advance
Trusted by Brisbane's established business owners

At Toohey Reid we treat asset protection as a structural problem, not an insurance problem. Our Asset Protection & Risk Management service is designed for business owners who have built something significant and want to make sure that one unforeseen event litigation, a failed business, a relationship breakdown cannot take it away from them.

Most business owners carry more risk than they realise. Not because they have not thought about it, but because no one has ever sat down and mapped it out. Assets owned in the wrong entity, personal guarantees sitting inside trading structures, business and personal wealth mixed together without separation.

20 +
Years of Advisory Experience

Trusted by Brisbane’s most established business owners and high-income professionals to structure, protect, and grow what they have built.

Memberships

The business owners who lose the most are rarely the ones who took the biggest risks. They are the ones who had the most to lose and no structure designed to protect it.

Asset protection is not about being pessimistic. It is about being precise. A structure that separates business risk from personal wealth is not a luxury — it is the foundation of serious financial planning.

Structural Asset Protection

We design structures that separate your business risk from your personal wealth. This means the right entities holding the right assets, personal guarantees minimised where possible, and a clear separation between your trading operations and the wealth you have accumulated outside of them. A litigation event, a failed venture, or a creditor claim should not be able to reach your personal assets. We make sure it cannot.

What’s Included:

Asset protection audit and risk identification
Entity restructuring for risk separation
Personal and business asset segregation
Trust and corporate structure design

Succession & Exit Planning

The time to plan your exit is well before you need one. Whether you are planning to sell, transfer to family, or simply step back from the business, the structure needs to be in place years before the event not months. We build the succession strategy and the structural foundations well in advance so that when the time comes, you are ready and the outcome is maximised.

Services Included

Business succession strategy and planning
Sale preparation and due diligence readiness
Family business transition planning
CGT concessions and exit structuring

Turning exposure into protection, and uncertainty into a structure that holds.

We combine deep structural knowledge, proactive risk identification, and trusted advisor relationships to give business owners confidence that what they have built is protected — and that the path forward is planned.

How do I know if my assets are at risk?
If your personal assets and business assets are not clearly separated, if your trading entity holds significant assets, or if you have personal guarantees sitting inside a structure that carries operational risk, your personal wealth is likely more exposed than it should be. A structural review will identify exactly where the exposure sits.
What does an asset protection review involve?
We conduct a full review of your existing structure — every entity, every asset, and every relationship between them. We map the risk exposure and prepare a clear recommendation for how the structure should be redesigned to contain it. The review is direct and specific. We tell you what we find and what we recommend, plainly.
Can I restructure without triggering tax consequences?
In many cases, yes. There are specific rollover concessions and restructuring provisions available that allow assets to be moved between entities without triggering an immediate tax event. The availability of these concessions depends on your specific circumstances and needs to be assessed carefully. We manage this as part of the restructuring process.
When is the right time to start succession planning?
The right time is well before you think you need to. Most business owners who plan their succession well start three to five years before the anticipated event. That gives enough time to restructure, to build the value drivers that buyers or successors care about, and to position the exit for the best possible outcome.

Think differently about what you are protecting.

You have built something significant. The question is whether your structure is designed to protect it or whether that is something you have assumed without checking.

Work where the advice is actually worth giving.

Join a firm where precision, strategy, and genuine accountability define every client relationship.

Let’s Talk About Protecting What You’ve Built.

If your structure has never been reviewed for risk exposure, or if no one has ever mapped the separation between your business and personal assets, start here. The first conversation is direct, free, and worth having.

Toohey Reid is a boutique chartered accounting firm for business owners who have outgrown a compliance-first accountant.

Call Us : (07) 3221 1055

Email Us: differentthinking@tooheyreid.com.au

Address Company:

1234 Elmwood Avenue, Suite 500 Atlanta, GA 30308, United States.