Superannuation & Wealth Strategies

Your superannuation is one of the most tax-effective wealth vehicles available to you. Most business owners are not using it that way.

SMSF strategy integrated into your wealth position
Senior-led, no hand-offs to junior staff
Proactive planning, not reactive administration
Trusted by Brisbane's business owners

At Toohey Reid we treat superannuation as a serious wealth planning tool, not an afterthought. Our Superannuation & Wealth Strategies service is designed for business owners and high-income professionals who want their super working as hard as the rest of their financial position structured correctly, integrated into their broader wealth strategy, and reviewed continuously as their circumstances evolve.

Most business owners treat their superannuation separately from their business. That is where the opportunity is missed. The two need to work together contributions timed to minimise tax, investment strategy aligned to your broader wealth position, and the fund structured correctly from the start.

20 +
Years of Advisory Experience

Trusted by Brisbane’s most established business owners and high-income professionals to structure, protect, and grow what they have built.

Memberships

The most tax-effective dollar you can earn is often the one that goes into super. The question is whether your fund is structured to make the most of it.

For business owners turning $2M and above, superannuation is not just a retirement savings account. It is a legitimate tax planning tool, an asset protection vehicle, and a long-term wealth accumulation strategy. Most people are using it as the first of those three. We help you use it as all three.

SMSF Establishment & Ongoing Strategy

A self-managed superannuation fund is one of the most powerful structures available to a business owner when it is set up correctly and managed strategically. We establish and administer SMSFs with a focus on long-term wealth outcomes, not just compliance. The fund is designed around your goals, your asset position, and the role super plays in your broader financial plan.

What’s Included:

SMSF establishment and trust deed preparation
Ongoing administration and compliance
Annual audit and ATO lodgement
Investment strategy design and review

Integrated Wealth & Super Planning

Your super should not be managed in isolation from your business or your personal wealth. We integrate SMSF strategy into your broader financial position timing contributions to reduce tax, aligning investment strategy to your personal goals, and planning your pension phase well before you need to execute on it.

Services Included

Contribution and concessional planning
Pension and retirement phase strategy
Integration with business and personal tax planning
Estate planning considerations for super

Turning superannuation from a compliance obligation into a genuine wealth strategy.

We combine technical SMSF expertise, integrated wealth planning, and trusted advisor relationships to give business owners and high-income professionals confidence that their super is working as hard as every other part of their financial position.

What is a self-managed superannuation fund?
An SMSF is a superannuation fund you control. You are the trustee, you make the investment decisions, and you have significantly more flexibility over how the fund is structured and what it invests in. For business owners and high-income professionals, an SMSF can be a powerful tax planning and wealth accumulation vehicle when managed correctly.
Is an SMSF right for me?
An SMSF is generally most appropriate for individuals or couples with a combined super balance of $250,000 or more who want more control over their investment strategy and are prepared to take on the responsibilities of trusteeship. We will give you an honest assessment of whether an SMSF is the right structure for your situation before recommending one.
How does super integrate with my business tax planning?
Contributions to super are one of the most effective tax planning tools available to a business owner. Timing and structuring contributions correctly can significantly reduce your personal and business tax position. We manage this as part of your broader tax strategy, not as a separate conversation.
What happens to my super when I exit the business?
The proceeds of a business sale can often be contributed to super using specific concessions available to small business owners. The timing and structure of your exit needs to be planned well in advance to make the most of these concessions. We build exit planning into our SMSF strategy from the start.

Think differently about your superannuation.

Your super is not just a retirement account. In the right structure, it is one of the most tax-effective wealth vehicles available to you.

Work where the advice is actually worth giving.

Join a firm where precision, strategy, and genuine accountability define every client relationship.

Let’s Talk About Your Super.

If you are ready to work with an advisor who understands the complexity of your business and gives you the clarity to move forward, start here. The first conversation is direct, free, and worth having.

Toohey Reid is a boutique chartered accounting firm for business owners who have outgrown a compliance-first accountant.

Call Us : (07) 3221 1055

Email Us: differentthinking@tooheyreid.com.au

Address Company:

1234 Elmwood Avenue, Suite 500 Atlanta, GA 30308, United States.